For retired Montgomery FOP Lodge 14 members

PRE-65 Retiree Health Insurance

For retired FOP members across America

PRE-65 RETIREE HEALTH INSURANCE

The Fraternal Order of Police provides its members with top shelf PPO Health Insurance for retired members under age 65. Enrollment is online.

Who is eligible for coverage?

  • Retired FOP Members under age 65
  • Spouses under age 65
  • Dependent children under age 26 (when on a plan with an eligible parent)
  • Retired sworn law enforcement officers credentialed through their state with full police powers, who join the FOP
  • Retired civilian law enforcement support personnel who worked directly for a law enforcement agency and join the FOP as an Associate Member

NATIONAL FOP

Join Thin Blue Line Benefits Association (See Below)

To join the FOP, please contact your local or state lodge.  click here

LET'S GET STARTED

1. Join Thin Blue Line Benefits Association below (no charge)
2. Ensure you are a retired member of the FOP or begin the process
3. Select a plan and begin enrollment

*FOP membership required in order to maintain a policy

Become a Thin Blue Line Benefits Association Member Now at No Cost!

THIN BLUE LINE
BENEFITS ASSOCIATION

JOIN NOW FOR ABSOLUTELY NO COST AND NO OBLIGATION

For a printable version of the plan comparison, click here.

Prescription Drugs and Rx FormulariesThin Blue Line Benefits Association provides a fully accessible prescription drug benefit for each of our plans. Coverage levels vary between the plans as seen in the plan comparison. Drug (Rx) formularies are constantly changing as well as drug pricing across all carriers in the industry. Due to the current unsteady market, prescriptions are moving in and out of large national formularies in a more rapid fashion. This has had an impact on plan formularies and pharmacies in every region. 

These rapid changes in the core prescription drug market will mean that a drug cost can vary greatly between pharmacies and thereby impact co-pay coverages.

Current Thin Blue Line Benefits policyholders with prescription drug questions should contact Orchestra Rx. Their contact information is in your portal and on your insurance card. Those that are not yet current policyholders and have questions may contact Thin Blue Line Benefits at [email protected].

ULTRA

  • Uses Cigna PPO Network
  • Our top level plan, rich in benefits
  • Our lowest deductible plan
  • Largest Rx formulary of our plans
  • PPO Network mental health
  • $0 copay virtual health options
  • Fully ACA Compliant
  • Nationwide Provider Access

PRIME

  • Uses Cigna PPO Network
  • “Platinum” plan replacement
  • Generic and Preferred Brand Rx
  • Affordable and Comprehensive
  • PPO Network mental health
  • $0 copay virtual health options
  • Fully ACA Compliant
  • Nationwide provider access

VALUE

  • Uses Cigna PPO Network
  • Primary and specialty care for essentials
  • Our lowest premium
  • Generic Rx Formulary only
  • $0 copay virtual health options
  • Fully ACA Compliant
  • Nationwide Provider Access

DENTAL/VISION

PPO Dental Insurance Plan bundled with Vision exclusively for our Thin Blue Line Benefits members. Nationwide networks for ease of access and an excellent price point, just for our first responder families.

  • All plans utilize the huge Cigna PPO Network throughout America
  • Enrollment deadline is the 20th of each month for a plan going effective on the following 1st.
  • Plan rates in each category are the same throughout the country
  • All plans utilize the huge Cigna PPO Network throughout America
  • Enrollment deadline is the 20th of each month for a plan going effective on the following 1st
  • Plan rates in each category are the same throughout the country

I AM RETIRED LAW ENFORCEMENT AND AM 65 YEARS
OLD OR OVER.

What is available for me?

The National FOP offers members Medicare through Aetna.

A spouse who is covered on your Thin Blue Line Benefits policy who is under age 65, may remain on the policy as an individual.